Private Plate Finance

Looking to buy your dream private number plate but prefer to spread the cost? At RegHunters, we make number plate finance simple, flexible, and accessible. Whether you're after a personalised number plate, a dateless plate or a cheap number plate, our finance options help you secure your perfect plate without large upfront payments.

Flexible Private Number Plate Finance Solutions

We partner with leading financial services companies, including Novuna Personal Finance and other trusted finance companies, to offer UK drivers secure and flexible payment solutions. Our private plate finance allows you to spread the cost of your registration number with clear monthly repayments, no hidden fees, and competitive rates.

Why Choose Number Plate Finance?

• Spread the cost with affordable monthly repayments
• Quick and easy online finance application
• Decisions produced quickly with fair credit scoring
• No early settlement fees on selected plans
• Secure direct debit instruction setup for stress-free payments

​With a financed private number plate, you can upgrade your vehicle registration today while keeping your budget on track.

How Does Private Plate Finance Work?

Our finance process is simple:

1. Choose Your Plate – Select your ideal private number plate from our extensive database.
2. Apply Online – Complete a quick finance application form. You’ll need to provide details such as your employment details, UK bank account, and address history for eligibility checks.
3. Credit Assessment – Our finance partners conduct a credit reference search using trusted credit reference agencies. Your borrowing history, payment history, and existing commitments will be reviewed to produce consistent decisions.
4. Approval & Confirmation – Once approved, you’ll receive account confirmation, and your private plate will be secured for you.
5. Payment & Transfer – Payments are collected via direct debit each month. Your registration number is transferred or retained as required.

​All finance products are provided by lenders authorised and regulated by the Financial Conduct Authority, ensuring your protection and peace of mind.

Who Can Apply for Number Plate Finance?

• Permanent UK residents aged 18+
• Hold a valid UK bank account and debit card
• Able to provide accurate application details and pass standard credit scoring
• Free from serious adverse credit, such as county court judgements

​Finance is subject to affordability checks and your financial circumstances. If your circumstances change or you face difficulties with repayments, contact your lender immediately to discuss payment options.

Will My Credit Be Affected?

During your application, lenders will conduct a credit reference search. This will be recorded on your credit file information. If your application is declined, it’s best to review your credit scoring and financial circumstances before reapplying to avoid multiple footprints on your file.

Why Choose RegHunters for Private Plate Finance?

At RegHunters, we combine unbeatable prices with accessible payment options, ensuring every driver can own their perfect plate without financial strain.

Ready to secure your private plate with flexible finance? Browse our plates today and apply online with confidence.

FAQs About Private Plate Finance

What is number plate finance?

It’s a way to spread the cost of your private number plate through fixed monthly repayments, offered by approved financial services companies.

Will I pay interest?

Interest rates depend on your finance provider and credit risk assessment. Full terms will be displayed before you commit.

Can I pay off my finance early?

Yes. Many of our finance partners have no early settlement fees, letting you clear your outstanding balance whenever suits you.

Is RegHunters authorised and regulated?

All finance products are provided by lenders authorised and regulated by the Financial Conduct Authority.